Health literacy is the degree to which individuals have the capacity to obtain, process, and understand basic health information and services needed to make appropriate health decisions. Young adults are among the most affected by low rates of health literacy. Increased health literacy can lead to fewer chronic health condtions, better lifestyle choices, and a more complete understanding of one's medical rights. My vision is one where people understand their health insurance and how to navigate it. And based on this understanding of their health insurance, they maintain a healthier lifestyle. It's a vision of a world where people understand their doctor or nurse when speaking to them and do not leave the hospital or office completely confused.